Were your team rating and individual ratings the same at the beginning of the season? My understanding is that individual ratings do not reset at the start of each season, and are used for matchmaking purposes. But your team rating starts over at 0 each season. So at the start of the fourth season each of your team members could have individual ratings of more than 2,000 while your team rating would be 0. As the season goes on, the gap would close, depending on how well you are doing this season.
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